• Veterans Affairs

  • One of our favorite loan programs because it gives us a chance to serve those who've served our Country. Also it's important to mention, the VA programs use some of the most flexible underwriting guidelines in the industry. 

    • One of the only 100% LTV programs around. No down payment required!*
    • Loan amounts above $453,100 might require a down payment
    • Must have DD214 with honorable discharge
    • Can still be active duty
    • Must be owner occupied
    • Bankruptcy and foreclosures do not necessarily eliminate veteran from qualifying– looking for 2 years in most cases, but can make exceptions!
    • No cash reserves required

    *A down payment is required if the borrower does not have full VA Entitlement, or if the loan amount is
    greater than $424,100. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying
    factors such as income and credit standards, and property limits.